New Patients

Insurance & Payment

Clear, upfront information about coverage, estimates, and payment options at Pearl Care Dental Clinic.

How we help with insurance

We’re happy to help you understand your benefits and plan for your visit. If you have dental insurance, bring your policy details (or member ID) and we’ll do our best to provide an estimate before treatment. Coverage varies by plan and insurer, so final responsibility is determined by your provider.

Coverage

What to bring

Insurance details

Member ID, policy number, and primary subscriber information (if applicable).

Photo ID

Helpful for verifying patient information and keeping records accurate.

Questions for us

Tell us what you’d like to prioritize so we can recommend options that fit your goals and benefits.

Dental insurance paperwork and clipboard
Payment

Payment options

We accept major credit cards, debit, and other common payment methods. We also offer 0% financing options for eligible treatment plans. If you’re interested, ask our team and we’ll walk you through the next steps.

Customer using a contactless payment terminal
CDCP

Canadian Dental Care Plan (CDCP)

Pearl Care Dental Clinic accepts CDCP. If you’re enrolled, bring your CDCP information and we’ll confirm details and help you understand what may be covered for your visit.

Request an appointment

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Eligibility & coverage

Coverage depends on your CDCP status and the service provided. We’ll review your options with you.

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Estimates before treatment

When possible, we’ll provide an estimate so you can make informed decisions.

Dentist discussing treatment options with a patient

Insurance & payment FAQs

Quick answers to common questions. If you don’t see what you need, call us at (604) 372-2861.

Do you direct bill insurance?

If your plan supports direct billing, we’ll submit claims on your behalf when possible. Some plans require you to pay first and be reimbursed by your insurer.

Can you tell me exactly what my plan will cover?

We can provide an estimate based on the information available, but your insurer makes the final determination of coverage and reimbursement.

What if my insurance doesn’t cover the full amount?

Any remaining balance is your responsibility. We’ll review options with you and can discuss phased treatment plans when appropriate.

Do you offer financing?

Yes—0% financing options may be available for eligible treatment plans. Ask our team for details.

What payment methods do you accept?

We accept major credit cards and debit. If you have questions about a specific payment method, please contact us.

Do you accept CDCP?

Yes, we accept CDCP. Bring your CDCP information and we’ll help confirm details for your appointment.

Next step

Let’s plan your visit

Have your insurance details handy and we’ll help you understand next steps, estimates, and payment options.

Call to confirm coverage

info@pearlcaredental.ca

(604) 372-2861

5738 175 St, Surrey, BC V3S 4T7